---
title: "@playstack/payments"
description: "Provider-instance-aware one-time checkout, payment, refund, dispute, and reconciliation projections."
tags: ["package","commerce","payments","stripe","refunds","pro"]
---

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> **Pro.** Covered by the Playstack Pro License. Registry access is required; check preview availability before installing. See [package access](/docs/packages#access-policy).

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`@playstack/payments` handles one-time payment state without owning subscriptions, orders, inventory, fulfillment, raw webhook verification, or card collection.

```ts
import { createPayments } from '@playstack/payments'
import { stripePayments } from '@playstack/payments/stripe'

const payments = createPayments({
  providers: [
    stripePayments({ client: storeStripe, instance: 'store' }),
    stripePayments({ client: euStripe, instance: 'eu' }),
  ],
  persistence,
  events,
  ids,
  clock,
})
```

Each provider and configured instance is a persisted identity, making multiple Stripe accounts safe to compose. Pass only verified, queued events from `@playstack/webhooks` to `handleWebhook()`. The native escape hatch is `payments.provider(ref).client`.

Use `@playstack/payments/prisma` for PostgreSQL projections and atomic refund reservations, `@playstack/payments/stripe` for hosted Stripe Checkout in `payment` mode, and `@playstack/payments/testing` for application contract tests.

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## Install

After confirming [preview access](/docs/packages#access-policy), install the package at your application's shared Playstack version:

```sh
npm install --save-exact @playstack/payments@0.1.0-beta.1
```

Check the peer requirements below before choosing a runtime or provider.

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## API entry points and requirements

Reference snapshot: `@playstack/payments@0.1.0-beta.1`. Import only the entry point your runtime needs. Paths below are relative to the installed package; use **Go to Definition** in your editor to inspect exact parameters, return types and overloads. Do not import the declaration-file paths directly.

| Public entry point | Declaration file |
| --- | --- |
| `@playstack/payments` | `./dist/index.d.ts` |
| `@playstack/payments/errors` | `./dist/errors.d.ts` |
| `@playstack/payments/prisma` | `./dist/prisma.d.ts` |
| `@playstack/payments/stripe` | `./dist/stripe.d.ts` |
| `@playstack/payments/testing` | `./dist/testing.d.ts` |
| `@playstack/payments/package.json` | No TypeScript declaration (asset or metadata export). |

Node.js engine requirement: `>=20`. This is not a claim that every entry point works in browsers or Workers.

### Peer dependencies

This package declares no peer dependencies. Its ordinary dependencies are resolved by the package manager.

For a complete first program, start with [Getting started](/docs/getting-started). For API lookup and partial-example conventions, see [Reading the reference](/docs/packages#reading-the-reference). Provider failures, lifecycle requirements and application responsibilities remain described in the guide above; types alone do not establish production safety.

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